Bilingual, judgment-free financial education for individuals, communities, and organizations across Canada.

Money stress is universal, but so is the ability to overcome
it. We help people move from financial anxiety to real confidence through interactive workshops, speaking engagements and money game nights.

Hello, I'm Alexia Kitoko.

I am the Founder of 123 Finance, a bilingual company dedicated to making financial literacy accessible, engaging, and empowering.

Through interactive workshops, tailored microprograms, and speaking engagements, I help organizations equip their communities with the knowledge and confidence to make smarter financial decisions.

With over 10 years of experience in the financial sector across France, Luxembourg, and Canada, I have worked with major institutions such as RBC Wealth Management and Fidelity.

This background has provided me with deep insights into personal finance, wealth management, and the financial challenges people face every day.

financial literacy programs Toronto
Years of experience
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Across France, Luxembourg & Canada

Workshops Delivered
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Interactive financial literacy sessions

People Empowered
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Lives transformed through education

Satisfaction Rate
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From workshop participants

As seen in

Programs That Meet People Where They Are

We make financial education engaging, accessible, and built for real life whether you’re an individual ready to take control or an organization investing in your people. Our financial experiences turn knowledge into everyday confidence.

Choose your path

FOR INDIVIDUALS & COMMUNITIES

Money Game Nights

A gamified, judgment-free financial social where women build money confidence through play and real community. Not lectures. 

From $649 CAD

FOR ORGANIZATIONS

Workshops & Speaking

Team building workshops, Money Talks sessions, and strategic microprograms that turn financial stress into stronger, more confident teams.

First consultation & quote free

See a Game Night in action

The 123 Finance Philosophy

Everything we do is built on three simple beliefs about how financial confidence really grows.

Empowerment Through Education

We provide financial education that gives people the knowledge, confidence, and tools to take control of their financial future.

Immersive Learning Experience

Our workshops and programs are interactive, engaging, and designed to make financial concepts simple, practical, and applicable to everyday life.

Community-Centered Approach

We adapt our content to the needs of diverse communities, creating inclusive learning experiences that build trust, confidence, and financial resilience.

Our Approach

Making money make sense shouldn’t be complicated.
Whether you’re leading a corporate team or a local group, we provide a clear, supportive
path to practical financial skills that actually stick.

01

The Initial Connection

We start with a brief, 30-minute call to listen to your needs and see how we can best support your group.

02

Tailoring the Experience

We’ll work with you to ensure our content fits your group’s specific challenges, culture, and goals.

03

Your Action Plan

Receive a clear, transparent proposal and a program timeline designed to deliver immediate results.

Trusted by Leading Organizations

What People Are Saying

Hear from organizations and individuals who have transformed their financial confidence through our programs. 

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Janeyce Guerrier profile picture
Janeyce Guerrier
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Alexia is a great financial educator. She is compassionate while still presenting the realities of managing my finances. She made this process feel a lot less burdening and scary. I genuinely feel like I can delve into this financial journey with my head up and a plan in place! I’d also like to add that she knows how to motivate, encourage and celebrate our wins (big or small) - I witnessed this during our 1-1’s and in group sessions. I highly recommend taking courses with her!!
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the empoweredreaderscircle profile picture
the empoweredreaderscircle
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We contacted Alexia, the founder of 123 Finance, to lead a financial literacy workshop. We shared our expectations, asking for a practical guide that would make investing feel less intimidating for our youth. She exceeded our expectations. Can you imagine? She taught our youth how to read a fund fact sheet! It was such a delight collaborating with 123 Finance on this project. Thank you, 123 Finance.
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Loubna Abdallah profile picture
Loubna Abdallah
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Such an inspiring woman. This money date was a real wake up call and we learn so much Alexia was an amazing hostess and the atmosphere was such a vibe Finance never was that fun and interesting. Very useful. Looking forward for the next one Thank you Alexia !
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Joey Lau profile picture
Joey Lau
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I had the pleasure of inviting Alexia to my student group's (Global Management Students' Association) DEI event hosted at the Ted Roger's School of Management. At this event Alexia did an amazing job of ensuring students felt included and provided meaningful advice to help advance everyone's knowledge in an eloquent manner. Alexia was a great communicator throughout this process and her positive and genuine energy radiated throughout the event, adding value to our DEI event.
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sarah jou profile picture
sarah jou
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Alexia nous a offert un atelier digne d’une experte ! Le contenu était clair, pertinent et parfaitement adapté à un public de chercheurs d’emploi sur la stratégie financière. De mon côté, j’ai vraiment beaucoup apprécié ton animation et le partage d’expertise. Ce qui m’a le plus marqué, c’est la personnalisation de ton approche, autant dans ton discours que dans tes slides. Cela rend l’atelier encore plus concret et parlant pour les participants. Merci pour cette prestation de qualité qui a su allier expertise et proximité !
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Rachel WWN profile picture
Rachel WWN
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Alexia from 123 Finance brought pure magic to our Women Who Network event. She hosted a workshop for women in business, making financial literacy not only approachable, but genuinely fun, engaging, and empowering. Every woman in the room felt seen, capable, and excited to take action. Not one person left uninspired. Not one person left overwhelmed. Everyone walked out feeling financially powerful and connected to everyone in the room. Highly, highly recommend working with her. 💛✨
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Antonica Kiala profile picture
Antonica Kiala
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It was amazing working with Alexia! 123 Finance is such a needed financial literacy resource! Alexia was able to provide the workshops in a way that was easy for our young participants to grasp! Can’t wait to work with 123 finance in the future again!
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gabriela otero profile picture
gabriela otero
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Last week, I attended Alexia virtual workshop about personal finance. As a newcomer, she brought empathy, attention detail and confidence for personal finances. I love that she remind us that even though we haven't become permanent residents yet, we still have rights to grow our wealth.
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Attah Salifu profile picture
Attah Salifu
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Alexia from 123 Finance facilitated a budget/investing workshop for Oasis Lending Group and it’s one of the most engaging workshops I’ve ever been a part of. She distilled complex financial principles using simple analogies and answered every follow up question well. Looking forward to more collaborations!

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What's Inside:

What is financial literacy and why is it important?

Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. It’s crucial because it empowers individuals to make informed financial decisions, avoid debt traps, build wealth, and achieve long-term financial security.

Our workshops are designed for organizations, schools, community groups, and businesses looking to empower their teams or communities with financial knowledge. We work with corporate teams, non-profits, educational institutions, students, and underserved communities across Canada.

Workshop lengths vary based on your needs. We offer everything from 45-minute lunch & learn sessions to full-day intensive programs. Our most popular formats include 90-minute interactive workshops, half-day microprograms, and multi-session series. We customize the duration to fit your schedule and learning objectives.

Yes! 123 Finance is a fully bilingual company. All our workshops, programs, and materials are available in both English and French. Our founder Alexia Kitoko is fluent in both languages and can deliver engaging content in either language

We cover a comprehensive range of financial topics including budgeting basics, saving strategies, debt management, credit building, investing fundamentals, retirement planning, tax basics, financial goal setting, and money mindset. Each program is tailored to your audience’s specific needs and knowledge level.

Pricing varies based on program length, group size, customization level, and delivery format (in-person or virtual). We offer competitive rates and work with organizations of all sizes. Book a free discovery call with Alexia to discuss your needs and receive a customized quote.

123 Finance stands out through our immersive, interactive approach that makes finance fun and relatable. With 10+ years of experience at major institutions like RBC and Fidelity, we bring real-world expertise combined with a community-centered teaching style. We’re bilingual, culturally sensitive, and passionate about making financial literacy accessible to everyone, especially underserved communities.

Frequently Asked Questions

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