Financial Confidence for Every Community. Financial Performance for Every Team.
Money stress is universal but so is the ability to overcome it. 123 Finance delivers engaging, judgment-free financial education for underserved communities and forward-thinking organizations. We help people move from financial anxiety to real confidence, and help HR leaders turn that shift into better retention, stronger teams, and measurable results.
Hello, I'm Alexia Kitoko.
I am the Founder of 123 Finance, a bilingual company dedicated to making financial literacy accessible, engaging, and empowering.
Through interactive workshops, tailored microprograms, and speaking engagements, I help organizations equip their communities with the knowledge and confidence to make smarter financial decisions.
With over 10 years of experience in the financial sector across France, Luxembourg, and Canada, I have worked with major institutions such as RBC Wealth Management and Fidelity.
This background has provided me with deep insights into personal finance, wealth management, and the financial challenges people face every day.
Across France, Luxembourg & Canada
Interactive financial literacy sessions
Lives transformed through education
From workshop participants
As seen in
Let’s create a program that actually sticks.
Your first consultation and quote are completely free.
Programs That Meet People Where They Are
We make financial education engaging, accessible, and built for real life whether you’re an individual ready to take control or an organization investing in your people. Our financial experiences turn knowledge into everyday confidence.
Money Game Nights
A gamified, judgment-free financial social where women build money confidence through play and real community. Not lectures.
Pricing: From $649 CAD
Money Talks
Facilitated conversations that break the silence around debt, wealth, and money shame, replacing it with strategic curiosity.
Strategic Microprograms
Structured, actionable sessions that guide participants from financial stress to financial stability one step at a time.
Speaking & Keynotes
High-energy keynotes for audiences of 50 to 500+ that demystify money and leave people ready to act.
Financial Wellness Lunch & Learns
High-impact 60-minute sessions that reduce financial stress and improve employee wellness no calendar disruption required.
Inclusive Team Buildings
Strengthen team dynamics while tackling real-world financial scenarios a sharper way to build culture and boost retention.
Ready to build financial confidence?
Let’s create a program that actually sticks.
Your first consultation and quote are completely free.
The 123 Finance Difference
What sets us apart is our commitment to making financial literacy accessible, engaging, and transformative for everyone.
Empowerment Through Education
We provide financial education that gives people the knowledge, confidence, and tools to take control of their financial future.
Immersive Learning Experience
Our workshops and programs are interactive, engaging, and designed to make financial concepts simple, practical, and applicable to everyday life.
Community-Centered Approach
We adapt our content to the needs of diverse communities, creating inclusive learning experiences that build trust, confidence, and financial resilience.
The Path to Financial Confidence
Making money make sense shouldn’t be complicated.
Whether you’re leading a corporate team or a local group, we provide a clear, supportive
path to practical financial skills that actually stick.
The Initial Connection
We start with a brief, 15-minute chat to listen to your needs and see how we can best support your group.
Tailoring the Experience
We’ll work with you to ensure our content fits your group’s specific challenges, culture, and goals.
Your Action Plan
Receive a clear, transparent proposal and a program timeline designed to deliver immediate results.
What People Are Saying
Hear from organizations and individuals who have transformed their financial confidence through our programs.
Trusted by Leading Organizations
See the Energy in the Room
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What is financial literacy and why is it important?
Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. It’s crucial because it empowers individuals to make informed financial decisions, avoid debt traps, build wealth, and achieve long-term financial security.
Who are your workshops designed for?
Our workshops are designed for organizations, schools, community groups, and businesses looking to empower their teams or communities with financial knowledge. We work with corporate teams, non-profits, educational institutions, students, and underserved communities across Canada.
How long are your financial literacy workshops?
Workshop lengths vary based on your needs. We offer everything from 45-minute lunch & learn sessions to full-day intensive programs. Our most popular formats include 90-minute interactive workshops, half-day microprograms, and multi-session series. We customize the duration to fit your schedule and learning objectives.
Do you offer bilingual (English/French) programs?
Yes! 123 Finance is a fully bilingual company. All our workshops, programs, and materials are available in both English and French. Our founder Alexia Kitoko is fluent in both languages and can deliver engaging content in either language
What topics do you cover in your workshops?
We cover a comprehensive range of financial topics including budgeting basics, saving strategies, debt management, credit building, investing fundamentals, retirement planning, tax basics, financial goal setting, and money mindset. Each program is tailored to your audience’s specific needs and knowledge level.
How much do your programs cost?
Pricing varies based on program length, group size, customization level, and delivery format (in-person or virtual). We offer competitive rates and work with organizations of all sizes. Book a free discovery call with Alexia to discuss your needs and receive a customized quote.
What makes 123 Finance different from other financial education providers?
123 Finance stands out through our immersive, interactive approach that makes finance fun and relatable. With 10+ years of experience at major institutions like RBC and Fidelity, we bring real-world expertise combined with a community-centered teaching style. We’re bilingual, culturally sensitive, and passionate about making financial literacy accessible to everyone, especially underserved communities.
Frequently Asked Questions
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Start Your Financial Empowerment Journey
Whether you’re looking to host a workshop, book a coaching session, or explore financial tips on social media, we’d love to connect with you.